The crossword solutions for the term 'HAS AN OUTSTANDING FIGURE?' is 'OWES'. This term is used to describe a situation where someone has an amount of money that they are obligated to pay back. This could be due to a loan, credit card debt, or any other type of financial obligation. It is important to remember that owing money is not necessarily a bad thing, as it can be used to finance investments or other activities that can lead to financial gain.