The term 'HANDY CARRYALL' is a combination of two words, 'HANDY' and 'CARRYALL'. The first word, 'HANDY', is an adjective that means useful or convenient. The second word, 'CARRYALL', is a noun that refers to a bag or container used for carrying items. The crossword solution for this term is 'TOTE', which is a type of bag or container with handles and an open top. It is often used for carrying items such as books, groceries, or other items.