The term 'Handy Bag' can be summarized by the crossword solution 'TOTE', which is a four-letter word. A TOTE is a type of bag that is usually large and open, with two handles for carrying. It is often used for shopping or carrying items around. Totes are also known as carryalls, shoppers, or reusable bags. They are often made of canvas or other durable materials, making them a handy and practical choice for everyday use.