Future Flounders is a term used to describe people who are uncertain about their future plans. It is derived from the phrase 'floundering in the future, ' which suggests a lack of direction or purpose. The term ROE, which is a three-letter acronym, stands for Return on Equity and is a measure of how well a company is performing financially. It is calculated by dividing the company's net income by its total equity. A high ROE indicates that the company is generating a good return on its investments.