The term 'Four Quarters' can be broken down into two separate words, each with their own crossword solutions. The first word is 'ONE, ' which has a 3 letter solution. This could refer to the number ONE, or it could refer to a single unit of something. The second word is 'Year, ' which has a 4 letter solution. This could refer to a period of time, such as a calendar year, or it could refer to a specific year in history. Together, the two words form the phrase 'Four Quarters, ' which could refer to a period of four quarters in a year, or it could refer to four distinct periods of time.