The term 'four-flusher' is used to describe someone who pretends to have more money or resources than they actually do. This term can be broken down into four crossword solutions: PHONY (5 letters), BLUFFER (7 letters), FAKE (4 letters), and TINHORNGAMBLER (14 letters). The word 'phony' means someone who is not genuine or sincere, while 'BLUFFER' refers to someone who pretends to have more knowledge or skill than they actually do. The word 'FAKE' is a synonym for 'phony, ' and 'tinhorn gambler' is a slang term for someone who pretends to be a successful gambler but is actually quite poor.