The term 'Formal Accessory' refers to items of clothing and accessories that are typically worn for formal occasions. The crossword solutions for this term are STUD (4 letters), TIE (3 letters), DRESSTIE (8 letters), and EVENINGBAG (10 letters). A STUD is a small, decorative item that is typically worn on a shirt or jacket. A TIE is a long, thin piece of fabric that is worn around the neck and knotted at the front. A dresstie is a type of TIE that is usually more formal than a regular TIE. An eveningbag is a small bag that is used to carry items such as keys, money, and makeup when attending a formal event.