The crossword solutions for the term FINE, SAY are PENALTY and PUNISH. PENALTY is a 7-letter word meaning a punishment imposed for breaking a law or rule, while PUNISH is a 6-letter word meaning to inflict a PENALTY or suffering on someone as retribution for an offense. Both words refer to the act of punishing someone for a wrongdoing, but PENALTY is more general and can refer to any kind of punishment, while PUNISH is more specific and implies a harsher form of punishment.