The term FINDS FAULT can be broken down into five words: PICKS, CARPS, NAGS, PANS, and NATTERS. PICKS is a verb meaning to choose or select something, while CARPS is a verb meaning to find fault or criticize. NAGS is a verb meaning to scold or annoy someone, and PANS is a verb meaning to criticize harshly. Finally, NATTERS is a verb meaning to talk idly or complain. All of these words describe the act of finding fault with someone or something.