The term FINANCIAL PLAN can be broken down into two crossword solutions: BUDGET (6 letters) and PLAN (5 letters). A financial PLAN is a comprehensive evaluation of an individual's current and future financial state by using current known variables to predict future cash flows, asset values, and withdrawal plans. A BUDGET is a PLAN for managing money, usually including projected income and expenses over a specific period of time. A BUDGET is an important part of any financial PLAN as it helps to ensure that spending is kept in line with income.