A financial advisor is a professional who provides advice and guidance on financial matters. They help individuals and businesses make decisions about investments, taxes, and other financial matters. Financial advisors typically have a degree in finance or accounting and may be certified by a professional organization. An ACCOUNTANT is a financial professional who specializes in preparing and analyzing financial records. Accountants are responsible for ensuring that financial records are accurate and up-to-date. They also provide advice on tax planning and other financial matters.