FEMA is an acronym for the Federal Emergency Management Agency, which is a government agency that provides assistance to individuals and communities affected by natural disasters. The FEMA OFFERING term in this crossword puzzle can be broken down into two parts: AID (3 letters) and RELIE (5 letters). AID stands for Assistance, Individual, and Disaster, and it is a program that provides financial assistance to individuals and households affected by a disaster. RELIE stands for Relief, Emergency, Local, Individual, and Emergency, and it is a program that provides grants to local governments and certain private nonprofit organizations to help them respond to and recover from disasters. Together, these two programs provide assistance to individuals and communities affected by natural disasters.