Fancy-schmancy is a term used to describe something that is very luxurious and fashionable. The crossword solutions for this term are ORNATE (6 letters), POSH (4 letters), DELUXE (6 letters), RITZY (5 letters), ARTSY (5 letters), and ELEGANT (7 letters). ORNATE means decorated with intricate and complex designs, while POSH refers to something that is expensive and fashionable. DELUXE implies something of the highest quality, and RITZY suggests something that is very luxurious. ARTSY implies something creative and artistic, and ELEGANT suggests something that is graceful and stylish.