The term FAMILY LADIES can be broken down into two crossword solutions: MAS, which stands for 'Masters of Arts' and MOMS, which stands for 'Mothers'. MAS is a postgraduate degree that is typically earned after completing a Bachelor's degree. MOMS refers to the female members of a family, usually mothers, but can also include grandmothers, aunts, and other female relatives. Together, these two terms represent the educated and nurturing women in a family.