The crossword solution for the term ending for 'LIFE' or 'TIME' is SAVER, which is a five-letter word. A saver is someone who saves something, such as money, TIME, or energy. It can also refer to someone who rescues or preserves something from harm or destruction. In this context, it could refer to someone who is trying to save LIFE or TIME, either by preventing something bad from happening or by preserving something valuable.