The term 'EMBARRASSMENT OF RICHES' is a phrase used to describe a situation where one has too many options or resources to choose from. It is often used to describe a situation of abundance, where the person has more than they need or can use. This phrase is derived from the Latin phrase 'copia rerum, ' which translates to 'abundance of things.' The phrase is often used to describe a situation of wealth, but it can also be used to describe any situation where one has too many choices.