EFT stands for Electronic Funds Transfer, which is a type of financial transaction that involves the electronic transfer of money from one account to another. The crossword solutions for EFT are NEWT (4 letters), SALAMANDER (10 letters), AXOLOTL (7 letters), AMPHIBIAN (9 letters), and NEWTBEGINNING (13 letters). All of these words refer to animals that are amphibians, meaning they can live both on land and in water. NEWT and SALAMANDER are two types of amphibians, while AXOLOTL is a type of SALAMANDER that is found in Mexico. NEWTBEGINNING is a combination of the words NEWT and beginning, which could be interpreted as a reference to the start of a new life cycle for amphibians.