The term 'Dreaded Examination' can be summarized by two crossword solutions: AUDIT (5 letters) and IRSAUDIT (8 letters). An AUDIT is an official examination of an individual's or organization's financial records, typically conducted by an independent third party. An IRS AUDIT is a specific type of AUDIT conducted by the Internal Revenue Service to ensure that taxpayers are accurately reporting their income and paying the correct amount of taxes.