The crossword solutions for the term 'DOESN'T THROW OUT' are 'SAVES' and 'KEEPS'. This phrase is often used to describe someone who is frugal and does not waste resources. The term 'saves' implies that the person is careful with their money and does not spend it frivolously. The term 'keeps' implies that the person is organized and does not discard items that may be useful in the future. Therefore, the phrase 'DOESN'T THROW OUT' can be used to describe someone who is both frugal and organized.