The term 'DISCHARGE, AS DEBTS' can be solved by the crossword solution REPAY, which is a five-letter word. This term refers to the act of settling a debt or obligation by making a payment. It is usually done in order to fulfill a contractual agreement between two parties, such as a loan or a credit card balance. The act of repaying a debt is an important part of financial responsibility and can help to improve one's credit score.