Destiny or fate is a concept that has been around for centuries and is often used to explain the events that occur in our lives. KARMA is a related concept, which is the belief that our actions have consequences, both good and bad. In Hinduism, KARMA is seen as a form of cosmic justice, where good deeds are rewarded and bad deeds are punished. In Buddhism, KARMA is seen as a way of understanding the cause and effect of our actions, and how they shape our lives. In both cases, KARMA is seen as a way of understanding the interconnectedness of all things and how our actions can affect our destiny or fate.