The term 'dependent on charity' can be summarized by two crossword solutions: 'NEEDY' (5 letters) and 'ELEEMOSYNARY' (12 letters). NEEDY is a term used to describe people who are in need of assistance due to poverty or other difficult circumstances. ELEEMOSYNARY is an adjective that describes something related to charity, such as donations or acts of kindness. Together, these two words provide a succinct description of someone who is dependent on charity for their basic needs.