The term 'debtor' refers to a person or entity that owes money to another person or entity. The crossword solutions for this term are 'ower' (4 letters), 'DUN' (3 letters), 'BORROWER' (8 letters), 'BANKRUPT' (8 letters), and 'owe' (3 letters). An 'ower' is someone who has a legal obligation to pay a debt, while 'DUN' is an archaic term for a creditor who demands payment of a debt. A 'BORROWER' is someone who takes out a loan from a lender, while 'BANKRUPT' is a legal status of a person or business that cannot repay its debts. Finally, 'owe' is a verb meaning to be indebted to someone.