Credit take is a term used to describe the process of taking money from a borrower and giving it back at a later date. The three words associated with this term are 'SWIPE, ' 'LEND, ' and 'repo.' SWIPE is a five-letter word that refers to the act of taking money from a borrower, usually through a credit card or other electronic payment system. LEND is a four-letter word that means to give money to someone, usually with the expectation that it will be paid back in the future. Repo is a four-letter word that stands for repossession, which is when a lender takes back an item that was purchased with borrowed money.