The crossword solution for the term CREDIT, AS A SOURCE is ASCRIBE. Credit is a form of financial aid that allows individuals to borrow money from a lender and pay it back over time with interest. It is often used to purchase items such as cars, homes, and other large purchases. Credit can also be used to finance education, start businesses, and cover emergency expenses. Credit is an important source of capital for many people and businesses. Ascribing credit is the process of assigning credit to an individual or business based on their ability to repay the loan.