A concluding phrase is a phrase that is used to end a conversation, speech, or written work. The crossword solution for the term 'concluding phrase' is 'etcetera, ' which is an abbreviation of the Latin phrase 'et cetera, ' meaning 'and other things.' Etcetera is often used to indicate that there are more items in a list than what has been stated, and it is also used to indicate that something is obvious or understood without needing to be stated.