The crossword solution for the term CONCERNS WITH 'TO' is REFERS. Refers is a verb that means TO direct the attention of someone TO a particular thing or person. It is often used when talking about directing someone's attention TO a particular issue or problem. For example, one might say 'I would like TO refer you TO this document for more information on the matter.' In this context, refers is used TO indicate that the speaker is drawing attention TO a particular concern.