Communal funds are a type of investment that involves pooling money from multiple investors to purchase a variety of assets. The two crossword solutions for the term 'communal funds' are 'KITTY' and 'POOL'. KITTY is a 5-letter word that refers to a fund of money collected from a group of people, usually for a specific purpose. POOL is a 4-letter word that refers to the collective resources of a group of people, such as money or assets. Together, these two words describe the concept of communal funds, which is a type of investment that involves pooling money from multiple investors to purchase a variety of assets.