The term 'COMFORTABLE AND COZY' can be summarized by two crossword solutions: SNUG (4 letters) and HOMEY (5 letters). SNUG is an adjective that means warm, cozy, and secure. It is often used to describe a feeling of contentment and relaxation. HOMEY is an adjective that means comfortable, inviting, and familiar. It is often used to describe a place or atmosphere that is welcoming and inviting. Together, these two words describe a feeling of comfort and coziness.