The term 'COLD AND WINDY' can be described by the crossword solutions ARCTIC (6 letters), RAW (3 letters) and BLUSTERY (8 letters). The ARCTIC is a region located at the northernmost part of the Earth, characterized by extremely cold temperatures and strong winds. RAW is an adjective used to describe something that is unprocessed or untreated, and in this context it can refer to the coldness of the air. BLUSTERY is an adjective used to describe strong and gusty winds, which can make the cold air even more uncomfortable.