The term 'CODE ATM' is a combination of two words, 'CODE' and 'ATM'. The acronym 'CODE' stands for 'Computer Oriented Data Exchange', which is a type of data exchange that uses computers to transfer information. The acronym 'ATM' stands for 'Automated Teller Machine', which is a machine that allows customers to withdraw money from their bank accounts. The crossword solution for the term 'CODE ATM' is 'PIN', which stands for 'Personal Identification Number'. This is a unique number that is used to identify a customer when they use an ATM.