The term 'CHECK RECIPIENTS' can be broken down into two crossword solutions: 'EARNERS' (7 letters) and 'PAYEES' (6 letters). Both of these terms refer to people who receive money from a third party. 'Earners' typically refers to people who receive money as payment for services rendered, such as wages or salaries. 'Payees' usually refers to people who receive money from a third party, such as a bank, in the form of a check or other form of payment.