Check cashers are financial service providers who offer customers the ability to cash checks without having to go through a bank. IDS stands for Identification Services, which is a process of verifying the identity of the customer before cashing the check. Tellers are the employees who handle the transactions, such as cashing checks and providing customers with cash. Payees are the people or entities to whom the check is written. Exes are the people who sign the check, authorizing the payment. PAYEE is another term for the person or entity to whom the check is written.