The Caribbean locale of CAY is a three-letter word. It is an abbreviation for the Cayman Islands, a British Overseas Territory located in the western Caribbean Sea. The islands are known for their white sand beaches, crystal clear waters, and vibrant coral reefs. They are also home to a variety of wildlife, including iguanas, turtles, and tropical birds. The Cayman Islands are a popular tourist destination, offering a range of activities such as snorkeling, diving, and sailing.