BIG BANKROLLS is a term used to describe a large amount of money, usually in the form of cash or liquid assets. WADS is an acronym for 'wealth and disposable savings, ' which is a measure of a person's financial stability. It is calculated by subtracting total liabilities from total assets. A person with a big bankroll would have a high WADS score, indicating that they have a large amount of money available to them.