The term 'BEARCAT' is a combination of the words 'BEAR' and 'CAT'. It is used to refer to a species of mammal native to North America, the American black BEAR. The term is also used to describe a type of vehicle, usually an armored personnel carrier, which is used by law enforcement and military forces. The crossword solution for the term BEARCAT is PANDA, which is a species of BEAR native to China and other parts of Asia. The panda is known for its distinctive black and white fur, and it is an endangered species.