The term 'HUB-and-spoke' is a common business model used in many industries. It is based on the idea of having a central HUB, or main point, from which all other activities and operations are managed. The spokes are the other points that are connected to the HUB, and they are responsible for carrying out the tasks that the HUB has assigned them. This model is often used in transportation networks, where the HUB is the main airport and the spokes are the other airports that are connected to it. It is also used in supply chain management, where the HUB is the main warehouse and the spokes are the other warehouses that are connected to it. In both cases, the HUB-and-spoke model allows for efficient management of resources and operations.