The term 'ALLOW CREDIT' can be summarized by the job description of FINANCE, which is a seven-letter word. FINANCE is the process of managing money, including activities such as investing, borrowing, lending, budgeting, saving, and forecasting. It involves analyzing and interpreting financial data in order to make informed decisions about how to allocate resources. In the context of allowing credit, FINANCE is responsible for assessing the risk associated with granting credit and determining whether or not to extend it.