The term ADVANCE MONEY can be broken down into two crossword solutions: LEND (4 letters) and EARNEST (7 letters). LEND is a verb meaning to give money, goods, or services to another person or entity with the expectation that they will be returned. EARNEST is an adjective meaning characterized by or showing sincere and intense conviction. Therefore, ADVANCE MONEY can be defined as giving money, goods, or services to another person or entity with sincere and intense conviction, expecting them to be returned.