The term 'ADJUST TO CIRCUMSTANCES' can be summarized as the ability to ADAPT to changing situations. This is an important skill in many different fields, from business to education. Being able to adjust to circumstances means being able to respond quickly and effectively to new or unexpected events. It also involves being able to recognize and take advantage of opportunities that arise from changes in the environment. In order to do this, one must be flexible and open-minded, and have the ability to think on their feet. The crossword solution for this term is 'ADAPT', which is a verb meaning to make suitable or fit for a particular purpose.