The term 20 FINS can be broken down into two crossword solutions: ONEC and CNOTE. ONEC is a four-letter word meaning 'one-hundredth of a dollar'. This term is used to refer to the smallest unit of currency in the United States, which is one cent. CNOTE is a five-letter word meaning 'a hundred-dollar bill'. This term is used to refer to the largest denomination of paper money in the United States, which is a hundred-dollar bill. Together, these two solutions represent the full range of currency denominations in the United States, from one cent to one hundred dollars.